Some Highlights

• Buying a home is a big deal and can feel especially complicated if you don't know the terms used during the process.
• If you want to become a homeowner this year, it's a good idea to learn these key housing terms and understand how they relate to the current housing market. That will help you feel confident when you buy a

Over the past year, a lot of people have been talking about housing affordability and how tight its gotten. But just recently, theres been a little bit of relief on that front. Mortgage rates have gone down since their most recent peak in October. But theres more to being able to

If youve been holding off on selling your house to make a move because you felt mortgage rates were too high, their recent downward trend is exciting news for you. Mortgage rates have descended since last October when they hit 7.79%. In fact, theyve been

Are you putting off your plans to sell because youre worried you wont be able to find a home you like when you move? If so, it may be time to consider a newly built home and the benefits that come with one. Heres

Buying a home is a powerful decision, and it remains at the heart of the American Dream. Unlike renting, owning a home means more than just having a place to live it offers a sense of belonging, stability, and

Some Highlights

• If youre worried about whats next for home prices, know the HPES shows experts are projecting theyll continue to rise at least through 2028.
• Based on that forecast, if you bought a $400,000 house this year, experts say it could gain over $72,000 in equity over the next five years.
• If you're worried about falling home prices, don't be.

If you're trying to decide whether to rent or buy a home this year, here's a powerful insight that could give you the clarity and confidence you need to make your decision.

Every three years, the Federal Reserve releases the Survey of Consumer Finances (SCF), which compares net worth for homeowners and renters. The latest report shows the average homeowners net worth is almost 40X greater than a

If youre getting ready to buy a home, its exciting to jump a few steps ahead and think about movingin and making it your own. But before you get too far down the emotional path, there are some key things to keep in mind after you apply for your mortgage and before you close. Heres a list of things to remember when you apply for your home

If youve owned your house for at least a couple of years, theres something youre going to want to know more about and thats home equity. If youre not familiar with that term, Freddie Mac defines it like this:

. . . your homes equity is the difference between how much your home is worth and how much you owe on your mortgage.

That means your equity grows as you pay down your home loan over time and as

If you want to buy a home, it's important to know how mortgage rates impact what you can afford and how much youll pay each month. Fortunately, rates for 30-year fixed mortgages have come down significantly since the end of October and are currently under