Virginia Gardner

Blog :: 2023

Lending Standards Are Not Like They Were Leading Up to the Crash

You might be worried were heading for a housing crash, but there are many reasons why this housing market isnt like the one we saw in 2008. One of which is how lending standards are different today. Heres a look at the data to help prove it.

Every month, the Mortgage Bankers Association (MBA) releases the Mortgage Credit Availability Index (MCAI). According to their

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Homeownership Helps Protect You from Inflation [INFOGRAPHIC]

Some Highlights

  • Wondering if it makes sense to buy a home today even when inflation is high? When other costs go up due to inflation, buying a home helps you keep your monthly housing expense steady.
  • Rents typically increase with inflation. Maybe thats why, according to a recent survey, 65.1% of landlords say they plan to raise the rent of at least one of their properties within the next 12
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Eco-Friendly, Energy-Efficient Homes Attract Buyers

Are you planning to sell your house? If so, you may be surprised to hear just how much buyers value energy efficiency and eco-friendly features today. This is especially true as summer officially kicks off.

In fact, the 2023 Realtors and Sustainability Report from the National Association of Realtors (NAR) shows 48% of agents or brokers have noticed consumers are interested in

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