Have you seen headlines talking about the increase in foreclosures in todays housing market? If so, they may leave you feeling a bit uneasy about whats ahead. But remember, these clickbait titles dont always give you the full story.

The truth is, if you compare the current numbers with what usually happens in the market, youll see theres no need to

If youre looking to buy a home, youve probably been paying close attention to mortgage rates. Over the last couple of years, they hit record lows, rose dramatically, and are now dropping back down a bit. Ever wonder why?

The answer is complicated because theres a lot that can influence mortgage rates. Here are just a few of the most impactful factors at

Have you ever heard the term Silver Tsunami and wondered what it's all about? If so, that might be because theres been lot of talk about it online recently. Let's dive into what it is and why it won't drastically impact the housing

Some Highlights

• Headlines saying foreclosures are rising might make you feel uneasy. But the truth is, theres no need to worry.
• If you look at the latest numbers, theyre still below pre-pandemic norms and way below what happened during the crash.
• If you're worried about a flood of foreclosures, the data shows a foreclosure crisis is not where the

Some Highlights

• Home affordability depends on three factors: mortgage rates, home prices, and wages.
• Mortgage rates are down from their recent peak, home prices are expected to rise at a slower pace, and wages are increasing faster than usual.
• Thats good news if you want to buy a home because it means affordability is getting better.

Has the idea of sharing a home with loved ones like your grandparents, parents, or other relatives crossed your mind? If so, youre not alone. More buyers are choosing to go this route and buy a multi-generational home. Heres a look at some of the top reasons why, to see if a home like this may be right for you

If youre looking to buy a home, the recent downward trend in mortgage rates is good news because it helps with affordability. But theres another way this benefits you it may inspire more homeowners to put their houses up for sale.

The Mortgage Rate Lock-In Effect

Over the past year, one factor thats really limited the options for your move

Even though home prices are going up nationally, some people are still worried they might come down. In fact, a recent survey from Fannie Mae found that 24% of people think home prices will actually decline over the next 12 months. That means almost one out of every four people are dealing with that fear, and you might be,

If one of the goals on your list is selling your house and making a move this year, youre likely juggling a mix of excitement about whats ahead and feeling a little sentimental about your current home.

A great way to balance those emotions and make sure youre confident in your decision is to keep these three best practices in mind when

Some Highlights

• Buying a home is a big deal and can feel especially complicated if you don't know the terms used during the process.
• If you want to become a homeowner this year, it's a good idea to learn these key housing terms and understand how they relate to the current housing market. That will help you feel confident when you buy a