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Senior Living in Charlottesville: Thoughts For A Retiring Single

Are You A Retiring Single? The following issues are important things you might need to consider.

Helpful links and resources for a single retiring person to consider. This post is also useful for any senior-to-be living in the Charlottesville area.

First of all, please visit this wonderful article from Forbes:
5 Tips for the Millions of Singles Heading Into Retirement Solo

According to Social Security, there are 3 types of a single retiring person. They are: never married, widow/widower, and/or divorced person. All three need to consider their Social Security benefits and/or Pension Plans, Medicare, and Cost of Living for retirement.

About Social Security, Pension Plans, and Medicare

The rules for Social Security have changed in recent years as well as retirement ages. If you were born before 1954, the old rules will apply until January 2020. Meanwhile, for those born after 1954, the rules have changed.  We suggest you take a look at the Social Security Website for details. Also, this is a good idea because you may have hidden benefits you are unaware of. You may want to call or visit your local office and ask to speak to a claims specialist who can help you with your unique situation.

If you have a Pension Plan in place from an employer, you will want to find out the details of your retirement benefits from your company. Here is one question that may come to mind with some answers from  AARP website:
 Does a pension plan reduce my Social Security?

Medicare and Your Future Health

Before you turn 65, you definitely want to consider applying for Medicare and supplement plans! Keep in mind that some supplement plans can be purchased through independent insurance companies. For more information and when to apply, please visit here:

Cost of Living for the Retiring Single

After all is said and done, what are the best Charlottesville options for you that fit your future budget? This area offers fabulous resources for a retiring single. It is no surprise that many folks want to retire here. Here are several very informative posts as follows:

Senior Living in Charlottesville and the Surrounding Area

Services for Seniors Living in the Charlottesville Area

Seniors: Downsizing and You

Ways to Volunteer for Retired Seniors

I have achieved my Seniors Real Estate Specialist accreditation.  Perhaps you are thinking of down-sizing by selling your present home and moving into a living situation that best suits your future and budget.  I would love to help!

Search Available Homes for Sale in the Charlottesville Area...always current!

photo and info for Charlottesville Area Senior Real Estate Specialist Virginia Gardner 434-981-0871Call (434) 981-0871 or Email Virginia

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