
Heres to a Wonderful 2022!
- By Virginia Gardner
- Posted



Selling your house is no simple task. And when you sell on your own known as a FSBO (or For Sale by Owner) youre responsible for handling some of the more difficult aspects of the process without the expert guidance you need.
The 2021 Profile of Home Buyers and Sellers from the National Association of Realtors (NAR) surveys homeowners who
[...]
Soft inquiries, sometimes known as a soft credit check or a soft credit pull, do not impact your credit scores because they are not attached to a specific application for credit. They can occur when a credit card issuer or mortgage lender checks a person's credit for preapproval [...]

As a buyer in a sellers market, sometimes it can feel like youre stuck between a rock and a hard place. When youre ready to make an offer on a home, remember these five easy tips to help you rise above the
[...]
Once youve found your dream home and applied for a mortgage, there are some key things to keep in mind before you close. Its exciting to start thinking about moving in and decorating your new place, but before you make any large purchases, move your money around, or make any major life changes, be sure to consult your lender someone whos
[...]

Its clear that owning a home makes financial sense. But lately, the emotional side of what drives homeownership is becoming increasingly important.
No matter the living space, the feeling of a home means different things to different people. Whether its a familiar scent or a favorite chair, the feel-good connections to our own homes can
[...]
If youre thinking of buying a home, youre probably wondering what you need to save for your down payment. Is it 20% of the loan, or could you put down less? While there are lower down payment
[...]When the situation arises that you have a lump sum of cash to pay down your existing mortgage, there may be different options available. Pre-paying principal on a fixed-rate mortgage shortens the term of the mortgage but the payment stays the [...]