According to the latest report from Black Knight, Inc., a well-respected provider of data and analytics for mortgage companies, 6.48 million households have entered a forbearance plan as a result of financial concerns brought on by the COVID-19 pandemic. Heres where these homeowners stand right

If youre planning to buy a home, an appraisal is an important step in the process. Its a professional evaluation of the market value of the home youd like to buy. In most cases, an appraisal is ordered by the lender to confirm or verify the value of the home prior to lending a buyer money for the purchase. Its also a different step in

As we look back over the past year, weve certainly lived through one of the most stressful periods in recent history. After spending so much more time at home throughout the health crisis, some are wondering if they should move to improve their mental health and well-being. This is no surprise since the

Some Highlights

• When youre thinking about buying a home, there are a few key steps to take before you even start to look at houses.
• From saving for your down payment to getting pre-approved for a mortgage, youll want to make sure you keep your financial plan on track from the beginning.
• Lets connect today to make sure you have an introduction to a trusted lender and the best possible real estate guidance as you begin your homebuying

Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. Thats a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip,

If spending more time at home over the past year is making you really think hard about buying a home instead of renting one, youre not alone. You may be wondering, however, if the dollars and cents add up in your favor as home prices continue to rise. According to the experts, in many cases, its still more affordable to buy a home than rent

Historically low mortgage rates are a big motivator for homebuyers right now. In 2020 alone, rates hit new record-lows 16 times, and the trend continued into the early part of this year. Many hopeful homebuyers are now wondering if they should put their plans on hold and wait for the lowest rates imaginable. However, the reality is,

In 1963, Martin Luther King, Jr. inspired a powerful movement with his famous I Have a Dream speech. Through his passion and determination, he sparked interest, ambition, and courage in his audience. Today, reflecting on his message encourages many of us to think about our own dreams, goals, beliefs, and aspirations. For many Americans,

Some Highlights

• There are a few key things to make sure you avoid after applying for a mortgage to help make sure you still qualify for your loan at the closing table.
• Along the way, be sure to discuss any changes in income, assets, or credit with your lender, so you dont unintentionally jeopardize your application.
• The best plan is to fully disclose your intentions with your lender before you do anything financial in