As we celebrate Black History Month, we reflect on the past and present experiences of Black Americans. This includes the path toward investing in a home of their own. And while equitable access to housing has come a long way, homeownership can be a steeper climb for households of color. Its an important experience to talk about, along with

Some Highlights

• Many people believe you need to put down 20% of the purchase price when you buy a home. But recent homebuyers actually put down far less on their purchase.
• And with programs like FHA loans, VA loans, and USDA loans, some qualified buyers are able to put down as little as 0-3.5%.
• Lets connect to make sure you have a trusted lender and can find out if youre

The housing market has gone through a lot of change recently, and much of that was a result of how quickly mortgage rates rose last year.

Now, as we move through 2023, there are signs things are finally going to turn around. Home price appreciation is slowing from the recent frenzy, mortgage rates are coming down, inflation is easing, and overall market activity is starting to

If youre a homeowner ready to make a move, you may be thinking about using your current house as a short-term rental property instead of selling it. A short-term rental (STR) is typically offered as an alternative to a hotel, and theyre an investment thats gained popularity in recent years. According to a Harris Poll survey, 28% of homeowners have considered using a rental service to temporarily rent out their home for additional income.

As mortgage rates rose last year, activity in the housing market slowed down. And as a result, homes started seeing fewer offers and stayed on the market longer. That meant some homeowners decided to press pause on

There are plenty of good reasons you might be ready to move. No matter your motivations, before you list your current house, you need to consider where youll go next.

In todays market, it makes sense to explore all your options. That includes both homes that have been lived in before as well as newly built ones. To help you decide which

Some Highlights

• If youre thinking of buying a home this year, be sure to factor in the long-term benefits of homeownership.
• On average, nationwide, home prices appreciated by 288.7% over the last 32 years. That means homeowners grow their net worth significantly in the long term.
• Homeownership wins over time. Lets connect so you can start your homebuying journey

Spring is usually the busiest season in the housing market. Many buyers wait until then to make their move, believing its the best time to find a home. However, that isnt always the case when you factor in the competition you could face with other buyers at that time of year. If youre ready to buy a home, heres why it makes sense to move

If youve seen recent headlines about foreclosures surging in the housing market, youre certainly not alone. Theres no doubt, the stories in the media can be pretty confusing right now. They may even make you think twice about buying a home for fear that prices could crash. The reality is, the data shows a foreclosure crisis is not where

If youve been following the housing market over the last couple of years, youve likely heard about growing affordability challenges. But according to experts, the key factors that determine housing affordability are projected to improve this year. Selma Hepp, Executive, Deputy Chief Economist at CoreLogic, shares:

. . . with slowly improving affordability and a more optimistic economic outlook than previously believed, the housing market could show resilience in