Virginia Gardner

Buying Your Charlottesville Home

Why Homebuying begins with agents

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Why homebuying begins with Charlottesville real estate agent.

Realtors help buyers through the process of homebuying; Why Homebuying begins with agent.  It takes a team of professionals to buy a home like the lender, the appraiser, the inspector, the property insurance agent, the title officer, and others but the real estate professional [...]

How to Define YOUR Home Search in the Charlottesville Area

Aerial View of Foxcroft Neighborhood in Charlottesville

Define Your Home Search by Thinking About What is Best For You

How to define your home search in the Charlottesville area. Things to consider when building your criteria list when looking for your perfect home.

First of all, the Charlottesville area continues to grow as time goes by. This is due to the many wonderful advantages of living [...]

What's the Difference in Pre-Qualification and Pre-Approval?

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Pre-Qualification and Pre-Approval....Learning the Difference

Detailed information describing the difference between pre-qualification and pre-approval for home buyers in the Charlottesville area.

First of all, before looking for a home, you need to know how much you can afford. While you may have a number in your head, the lender has the [...]

What are HOAs and POAs and Why Do I Have to Pay Fees?

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Neighborhood Finances: Learning About HOAs and POAs

This post answers the questions, "What are HOAs and POAs?" and "Why do I have to pay fees?" Explanations are given for HOAs, POAs, and why there are required fees.

Today many Charlottesville area neighborhoods require homeowners to belong to a Home Owners Association (HOA) or a Property [...]