Category Archives: Buying Your Charlottesville Home

Buying Your Charlottesville Home are blog posts that provide pertinent information for home buyers in the Charlottesville VA area.

Advice and pointers are key issues in these blog posts.

These posts give pointers that home buyers should know about. One post explains how to define your home search by realizing your criteria. Real Estate Recovery posts discuss how buying up in a down market is advantageous and related economics. Another very important post lets the home buyer know the duties and responsibilities of their real estate agent. In conclusion, the home buyer will benefit from the information in these posts.

Home Showing Procedures During Covid-19

Considering Home Showing Procedures During these unsettling times, sellers and buyers are concerned about staying healthy and virus-free as we all are. To keep all parties safe, new home showing procedures should be considered. Agents are reporting that they are selling homes where the buyers have not physically been in the home and base their […]

Why have a mortgage during retirement?

Retirement with a Second Mortgage Valuable information and facts for Seniors when considering a second mortgage in retirement. Included are links to more detailed information. You don’t have to watch TV for long before Tom Selleck, Henry Winkler or Robert Wagner will tell you why seniors should consider a reverse mortgage. However, there are a […]

Shopping for a Mortgage

About Mortgage Shopping and How to Find the Right Lender Valuable information to know when shopping for a mortgage. Includes discussion about credit scores from inquiries, how to find the right lender, pricing and comparisons. A lower rate will not only result in a lower payment, it will amortize the loan quicker. A $250,000 mortgage […]

Why Put More Down

Options for Making a Down Payment on a New Home The least amount in a down payment is an attractive option when people are thinking of buying a home. A common reason is to have cash available for furnishing the new home and possible unexpected expenses. Some people don’t have any options because they only […]

Who Earns the Commission?

About Real Estate Commissions Valuable information about commissions including comparisons about hiring a realtor or not and what is involved. What do you think the motivating reason would be for the 5% of all homebuyers who chose not to work with an agent but instead conducted their own home search, contacted the seller, negotiated the […]

Take the Standard Deduction & the Home

About the Standard Deduction and Home Finances Now that the standard deduction is increased to $12,200 for single taxpayers and $24,400 for married ones, many homeowners are better off with the standard deduction than itemizing their deductions to write off their mortgage interest and property taxes. There was some speculation that without the tax advantages, […]