Category Archives: Finances

Finances: Security, Taxes, and Savings

Posts here are articles that discuss financial security, tax tips, tax returns, interest rates and savings. The articles contain information that everyone should know about, particularly home owners and buyers. There is a post on how to keep your finances secure from scammers (how to outsmart them). Another discusses what divorcing homeowners need to know about their taxes. Nine easy tax mistakes that homeowners make is of great value. Spiking interest rates is another issue. Saving your money is a must in looking to the future. In conclusion, these posts should be read by everyone interested in protecting and saving their money.

What are HOAs and POAs and Why Do I Have to Pay Fees?

Neighborhood Finances: Learning About HOAs and POAs This post answers the questions, “What are HOAs and POAs?” and “Why do I have to pay fees?” Explanations are given for HOAs, POAs, and why there are required fees. Today many Charlottesville area neighborhoods require homeowners to belong to a Home Owners Association (HOA) or a Property […]

How Am I Taxed in the Charlottesville Area?

Real Estate, Personal Property, and Other Taxes in Central Virginia This post has information and links relating to real estate, personal property and other taxes in the Charlottesville area. This Central Virginia area consists of Albemarle County, the City of Charlottesville, Fluvanna County and Greene County.  Realtors are often asked the question, “How will my […]

Tips on Outsmarting Scammers

Security Advice is now more sought after than ever! Are financial fraudsters a worry for you? There are several ways we can protect ourselves and our money from these evil folks. The article below has some great tips on outsmarting scammers: Don’t Get Swindled by a Scammer Crafty financial fraudsters are getting ever more creative […]

Tax Tips for Divorcing Homeowners

Tax Tips for Divorcing Homeowners By: Dona DeZube Published: January 7, 2015 Some divorcing homeowners end up with unanticipated tax bills when they sell their home. Find out how you can avoid being one of them. If you’re getting divorced, your home may be the biggest asset you’ll have to divide with your soon-to-be ex. […]

Nine Easy Mistakes Homeowners Make on Their Taxes

9 Easy Mistakes Homeowners Make on Their Taxes By: G. M. Filisko Published: January 5, 2015 Don’t rouse the IRS or pay more taxes than necessary — know the score on each home tax deduction and credit. As you calculate your tax returns, be careful not to commit any of these nine home-related tax mistakes, […]

Interest Rates Spike – Really?

I was in a closing the other day, and the buyer had scored a 3.25% mortgage interest rate, a full percentage point less than what she would have gotten had she locked in that day of closing on her house.  And, today, a couple of weeks later, rates have inched up just a little more. […]