This exceptional 4.83-acre private retreat backs directly to Totier Creek, renowned for its pristine water quality, scenic walking trails, and excellent fishing. While the water frontage is remarkable, the home itself offers just as much to love. The main level features a spacious primary suite along with two additional bedrooms, providing convenient one-level living. The finished basement includes a fourth bedroom with its own private entrance. Downstairs, you'll also find a large bar area designed for entertaining and celebrations, plus additional space ready for a future kitchenette. The primary bedroom is a peaceful retreat, complete with a jetted tub, separate shower, and a private screened-in porch. Second main-level bedroom also enjoys its own serene screened porch. Both porches flow effortlessly onto the expansive back deck, all overlooking the picturesque backyard and the tranquil waters of Totier Creek-perfect for sipping your morning coffee while taking in wildlife and sweeping country views. This property is conveniently located just 5 minutes from downtown Scottsville and only 20 minutes from Charlottesville. This is more than a home-it's a lifestyle.