Will qualify for financing! Dreaming of space, privacy, and a little adventure in homeownership? This 4-bedroom, 3.5-bath brick-front 3,876 sq ft beauty on just over 3 acres in Madison WITH NO HOA is calling your name! With three levels of living space, a peaceful creek along the property line, and all the room you need to spread out, this home is packed with , charm, space, and sweat equity potential. Step inside and let your imagination run wild””the floor plan is generous and versatile, just waiting for your personal touch. Yes, this home needs a little TLC, (look at the pics! its not much!) but that's part of the fun! Think of it as a blank canvas where you can create your dream home, weekend retreat, or that Pinterest-worthy project you've always wanted to tackle. Big-ticket updates? Already handled! The home boasts two HVAC units””one brand new (just a couple of months old!) and the other only two years young””so you can check “heating and cooling”½ off your list with confidence. The one-car garage is perfect for your ride or a workshop, while outside you'll find acres to explore, garden, host backyard gatherings, or just soak up the peace and quiet of your own private oasis. Imagine evenings by the creek, weekend barbecues,