Tag Archives: buying your Charlottesville home

What’s the Difference in Pre-Qualification and Pre-Approval?

Pre-Qualification and Pre-Approval….Learning the Difference Detailed information describing the difference between pre-qualification and pre-approval for home buyers in the Charlottesville area. First of all, before looking for a home, you need to know how much you can afford. While you may have a number in your head, the lender has the final say. Thus, securing […]

What are HOAs and POAs and Why Do I Have to Pay Fees?

Neighborhood Finances: Learning About HOAs and POAs This post answers the questions, “What are HOAs and POAs?” and “Why do I have to pay fees?” Explanations are given for HOAs, POAs, and why there are required fees. Today many Charlottesville area neighborhoods require homeowners to belong to a Home Owners Association (HOA) or a Property […]