What Our Local Schools Are Offering During COVID-19 Closures

SCHOOLS and COVID-19 in the Charlottesville Area Links to the latest information about what our schools are offering during the COVID-19 outbreak and the near future. Included are all Charlottesville Area schools. On March 23, 2020, Governor Ralph Northam announced that all public and private schools in Virginia will remain closed at least through the […]

Home Showing Procedures During Covid-19

Considering Home Showing Procedures During these unsettling times, sellers and buyers are concerned about staying healthy and virus-free as we all are. To keep all parties safe, new home showing procedures should be considered. Agents are reporting that they are selling homes where the buyers have not physically been in the home and base their […]

Why have a mortgage during retirement?

Retirement with a Second Mortgage Valuable information and facts for Seniors when considering a second mortgage in retirement. Included are links to more detailed information. You don’t have to watch TV for long before Tom Selleck, Henry Winkler or Robert Wagner will tell you why seniors should consider a reverse mortgage. However, there are a […]

Shopping for a Mortgage

About Mortgage Shopping and How to Find the Right Lender Valuable information to know when shopping for a mortgage. Includes discussion about credit scores from inquiries, how to find the right lender, pricing and comparisons. A lower rate will not only result in a lower payment, it will amortize the loan quicker. A $250,000 mortgage […]

Get Ready to Have a Garage Sale

How to Plan and Prepare Your Garage Sale A well-planned garage or yard sale can give you extra space in your home, get rid of unused items and make some money but it needs some of the same considerations that any business needs to be successful. Here is What You Need to Consider: Start early […]

Branchlands – one of the largest plans UNDER CONTRACT

For Sale in Branchlands: 630 Mockingbird Way BRANCHLANDS is a wonderful, small and neighborly community, tucked off of Hillsdale between the Whole Foods on one end and Rio Road on the other.  This is main level living in a walkable, friendly neighborhood.    630 Mockingbird Way MLS 600740 $315,000     630 Mockingbird Way has one […]

What kind of properties are these?

Types of Properties: Finances and Taxes Valuable information explaining types of properties and how they are taxed including what financing is available for property buyers and owners. It is the way the property is used that determines the type of property it is, not what it looks like. Based on the intent of the owner, […]

Why Put More Down

Options for Making a Down Payment on a New Home The least amount in a down payment is an attractive option when people are thinking of buying a home. A common reason is to have cash available for furnishing the new home and possible unexpected expenses. Some people don’t have any options because they only […]

Financing Home Improvements

Choices for Financing Home Improvements Helpful and valuable information about financing home improvements. Options included are types of loans and other resources. Home Improvement Loans Home improvement loans provide a source of funds for owners to finance the improvements they want to make. These are usually, personal installment loans that are not collateralized by the […]