Virginia Gardner

Buying Your Charlottesville Home

Take the Standard Deduction & the Home

Smiling mother, child and father

About the Standard Deduction and Home Finances

Now that the standard deduction is increased to $12,200 for single taxpayers and $24,400 for married ones, many homeowners are better off with the standard deduction than itemizing their deductions to write off their mortgage interest and property taxes. There was some speculation that without [...]

Take the Standard Deduction & the Home

Smiling mother, child and father

About the Standard Deduction and Home Finances

Now that the standard deduction is increased to $12,200 for single taxpayers and $24,400 for married ones, many homeowners are better off with the standard deduction than itemizing their deductions to write off their mortgage interest and property taxes. There was some speculation that without [...]

Take the Standard Deduction & the Home

Smiling mother, child and father

About the Standard Deduction and Home Finances

Now that the standard deduction is increased to $12,200 for single taxpayers and $24,400 for married ones, many homeowners are better off with the standard deduction than itemizing their deductions to write off their mortgage interest and property taxes. There was some speculation that without [...]

How to Define YOUR Home Search in the Charlottesville Area

Aerial View of Foxcroft Neighborhood in Charlottesville

Define Your Home Search by Thinking About What is Best For You

How to define your home search in the Charlottesville area. Things to consider when building your criteria list when looking for your perfect home.

First of all, the Charlottesville area continues to grow as time goes by. This is due to the many wonderful advantages of living [...]

Anticipating the Cost of a Home

couple looking over finances at the kitchen table

The Cost of Buying Your New Home and Financial Awareness

Information about anticipating the cost of a new home and what extra finances may be needed. Important and useful information for home buyers.

The largest expenditure a buyer has when purchasing a home is the down payment which can range from zero for veterans or 3.5%, 5%, 10% and [...]

Charlottesville's Neighborhoods Offer a Diversity of Lifestyles

Redfields Neighborhood Street View in Albemarle County

Charlottesville Offers Neighborhood Diversity of Lifestyles in Our Area Homes
The following article discusses Charlottesville's diversity of lifestyles in area neighborhood and community housing.

One of the things I hope to accomplish here is to create an overall impression of Charlottesville's variety of housing options available in [...]

Charlottesville's Neighborhoods Offer a Diversity of Lifestyles

Redfields Neighborhood Street View in Albemarle County

Charlottesville Offers Neighborhood Diversity of Lifestyles in Our Area Homes
The following article discusses Charlottesville's diversity of lifestyles in area neighborhood and community housing.

One of the things I hope to accomplish here is to create an overall impression of Charlottesville's variety of housing options available in [...]

Title Insurance and Why It is Important

ALL ABOUT TITLE INSURANCE

The following information explains what a Title Insurance policy is. Also: why it is a good idea for homeowners to have it.

Most people who have car, home and health insurance have probably made claims and wouldn't consider being without it. However, it might be difficult to find a homeowner who has made a claim on [...]

7 Good Reasons and More for Buying a Home

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Why You Should Consider Buying a Home: 7 Good Reasons

The following list gives great reasoning for buying a home. Included are ownership interests, money factors, and information about mortgages.

Some people don't need a reason to buy a home, they just want it. That can be enough justification by itself. Other people need some solid logic [...]

What's the Difference in Pre-Qualification and Pre-Approval?

photo of a couple hugging

Pre-Qualification and Pre-Approval....Learning the Difference

Detailed information describing the difference between pre-qualification and pre-approval for home buyers in the Charlottesville area.

First of all, before looking for a home, you need to know how much you can afford. While you may have a number in your head, the lender has the [...]

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