Virginia Gardner

Blog :: 12-2019

Another Source for a Down Payment

piggy bank on blocks spelling IRA

Use Your IRA to Make a Down Payment for Your New Home 

How your IRA can help you make a down payment on a new home. Information about IRS tax rules and some interesting useful conditions are included.

Borrowing from a 401k, 403b or the cash value of life insurance policy is a common financial strategy. While taxpayers are not allowed borrow [...]

Anticipating the Cost of a Home

couple looking over finances at the kitchen table

The Cost of Buying Your New Home and Financial Awareness

Information about anticipating the cost of a new home and what extra finances may be needed. Important and useful information for home buyers.

The largest expenditure a buyer has when purchasing a home is the down payment which can range from zero for veterans or 3.5%, 5%, 10% and [...]

Charlottesville's Neighborhoods Offer a Diversity of Lifestyles

Redfields Neighborhood Street View in Albemarle County

Charlottesville Offers Neighborhood Diversity of Lifestyles in Our Area Homes
The following article discusses Charlottesville's diversity of lifestyles in area neighborhood and community housing.

One of the things I hope to accomplish here is to create an overall impression of Charlottesville's variety of housing options available in [...]

Charlottesville's Neighborhoods Offer a Diversity of Lifestyles

Redfields Neighborhood Street View in Albemarle County

Charlottesville Offers Neighborhood Diversity of Lifestyles in Our Area Homes
The following article discusses Charlottesville's diversity of lifestyles in area neighborhood and community housing.

One of the things I hope to accomplish here is to create an overall impression of Charlottesville's variety of housing options available in [...]

Charlottesville, One of America's Favorite Cities!

the Downtown Mall in Charlottesville

Ever Wonder Why Charlottesville is a Favorite City in America?

The following articles discuss various aspects of why Charlottesville is a favorite city in the nation. Included are high ratings for living here.

Charlottesville has been written about as a truly wonderful place to live over the years.  Also, it has been voted to top spots in [...]

What Makes the Charlottesville Area Such a Great Place to Live?

Mountain View in Advance Mills Farm Neighborhood

Charlottesville Is A Great Place to Live Because....

The following information lists some of the reasons why Charlottesville is a great place to live. Also included are links to more related articles.

What makes the Charlottesville Area such a great place to live? That's a Realtor question if I've ever heard one. However, although the answer [...]

Charlottesville Area Public Radio and TV Information

View of Mountains from shutterstock photos

Across the Mountains: Public Radio and TV in the Charlottesville Area

Information and Links to Public Radio and TV in Albemarle County, Charlottesville, Fluvanna and Greene Counties, and more.

I often describe the Charlottesville area as "quietly sophisticated".  It doesn't scream about it's wonderful-ness, it just has it! This is because [...]

Personal Finance Review: Learn How to Increase Your Savings

Complete A Personal Finance Review and Save Money!

Advice and tips on how to save money by conducting a personal finance review. Valuable information for everyone in the Charlottesville area.

Even if Benjamin Franklin never actually used the expression "a penny saved is a penny earned", the reality is that it has been a sentiment for [...]

Ivy Creek Natural Area - Wooded Trails and Nature Programs All Year Long!

Bench on a trail in Ivy Creek Natural Area

Ivy Creek Natural Area: Learn All About This Very Special Gem of a Park in the Charlottesville Area

The Ivy Creek Natural Area is an Albemarle County/City of Charlottesville park overseen and protected by the volunteer Ivy Creek Foundation. 

We're so lucky to live in a community that is committed to our natural environment! Organizations like the [...]

Planning Your Earlysville Home for Sale in Spring 2020?

Home in Fray's Grant neighborhood in Earlysville

Preparing Your Earlysville Home for Sale in the Spring of 2020

Here are some great tips for preparing your Earlysville home for sale this coming Spring. If you are planning on selling your home, now is the time to get together your to-do [...]

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