Virginia Gardner

Blog :: 2022

Finding Funds for a Down Payment

A soft second loan, sometimes called a silent second, is subordinate to the first mortgage, whose payment is deferred or forgiven until a specific date or the resale of the property. This would mean that buyers would not have to contend with regular payments thereby keeping their debt-to-income ratio lower and more [...]

Pre-Approval Is a Critical First Step on Your Homebuying Journey

Pre-Approval Is a Critical First Step on Your Homebuying Journey | Simplifying The Market

If youre planning to buy a home this year, one of the first steps on your journey is getting pre-approved. Especially in todays market when mortgage rates are higher than they were just a few months ago, getting a mortgage pre-approval can be a game changer. Heres why.

What Is Pre-Approval?

To better understand why pre-approval is key, its important to know what pre-approval is. The

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3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC]

3 Questions You May Be Asking About Selling Your House Today [INFOGRAPHIC] | Simplifying The Market

Some Highlights

  • If youre planning to sell your house this year, you likely have questions about what the shift in the housing market means for your home sale.
  • You might be wondering: Should I wait to sell? Are buyers still out there? And can I afford to buy my next home?
  • Lets connect so you can get answers to these questions and learn about the opportunities you still have in todays housing
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Should You Still Buy a Home with the Latest News About Inflation?

Should You Still Buy a Home with the Latest News About Inflation? | Simplifying The Market

While the Federal Reserve is working hard to bring down inflation, the latest data shows the inflation rate is still high, remaining around 8%. This news impacted the stock market and added fuel to the fire for conversations about a recession.

Youre likely feeling the impact in your day-to-day life as you watch the cost of goods and services climb. The

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The Emotional and Non-financial Benefits of Homeownership

The Emotional and Non-financial Benefits of Homeownership | Simplifying The Market

With higher mortgage rates, you might be wondering if nows the best time to buy a home. While the financial aspects are important to consider, there are also powerful non-financial reasons it may make sense to make a move. Here are just a few of the benefits that come with homeownership.

Homeowners Can Make Their Home Truly Their Own

Owning your home gives you a significant sense of accomplishment because its a space you can customize to your hearts desire. That can bring you added

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Tips For First-Time Homebuyers [INFOGRAPHIC]

Tips For First-Time Homebuyers [INFOGRAPHIC] | Simplifying The Market

Some Highlights

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