Virginia Gardner

Blog :: 2022

Perspective Matters When Selling Your House Today

Perspective Matters When Selling Your House Today | Simplifying The Market

Does the latest news about the housing market have you questioning your plans to sell your house? If so, perspective is key. Here are some of the ways a trusted real estate professional can explain the shift thats happening today and why its still a sellers market even during the cooldown.

Fewer Homes for Sale than Pre-Pandemic

While the supply of homes available for sale has increased this year compared to last, were still nowhere near whats considered a balanced market. A

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Four Things That Help Determine Your Mortgage Rate

Four Things That Help Determine Your Mortgage Rate | Simplifying The Market

If youre looking to buy a home, you probably want to secure the lowest interest rate possible for your home loan. Over the last couple of years, that was easier to do as the housing market saw record-low mortgage rates, but this year rates have risen dramatically.

If youre looking for ways to combat todays higher rates and lock in the lowest one you can, here are a few factors to focus on. Since approval opportunities can vary, connect with a trusted lender for customized

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When will the market turn?

Housing affordability has declined dramatically in 2022 due to continued rising home prices and a three-percentage point jump in mortgage rates. Based on the popularity of Google searches for "housing bust" or "housing bubble", it could be surmised that buyers are anticipating relief, but they are probably not going to see it anytime [...]

Saving for a Down Payment? Heres What You Should Know.

Saving for a Down Payment? Heres What You Should Know. | Simplifying The Market

As you set out to buy a home, saving for a down payment is likely top of mind. But you may still have questions about the process, including how much to save and where to start.

If that sounds like you, your down payment could be more in reach than you originally thought. Heres why.

The 20% Down Payment Myth

If you believe you have to put 20% down on a home, you may have based your goal on a common misconception.

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